Fund Solution

A loan involves borrowing a lump sum from a lender, and making regular (often monthly) payments until the loan is entirely repaid. Beyond repaying the loan principal, a borrower must pay interest at a set rate as well as any additional lender fees.


  • Offer customers interest on deposits, helping to protect against money losing value against inflation. Lending money to firms, customers and homebuyers.
  • The bank then uses the majority of these deposits to lend to other customers for a variety of loans.
  • Banks play an important role in the economy for offering a service for people wishing to save.
  • Banks also play an important role in offering finance to businesses who wish to invest and expand.

Benefits To Customer

  • Anyone over the age of 18 can access one, as you don’t need an asset to secure it against
  • You can have flexible time periods to repay, this will vary depending on the amount you borrow
  • They pose less risk than secured loans, as your assets cannot be reclaimed if the debt isn’t repaid
  • They are usually very quick for not only a decision but the money being transferred to your account
  • Loans are pretty versatile in their purpose, as you can use the money for almost anything.
  • Certain providers offer payment holidays, which gives you a break from repaying your monthly repayments.